Specialist Gold-Backed Business Funding + Scrap Gold Buyer
We provide short-term business funding secured against physical gold bullion, alongside transparent cash offers for scrap and broken gold jewellery — focused on asset security, transparency, and capital preservation.
About Jonathan Gold
Jonathan Gold is a Sydney-based business specialising in gold-backed business funding and scrap gold jewellery purchasing.
Our gold-backed funding solutions are offered exclusively to ABN holders for commercial and investment purposes, providing short-term liquidity secured against physical gold bullion. Funding is asset-backed and structured to support businesses, sole traders, and investors who require capital without selling their gold outright.
Separately, we also purchase scrap, broken, and unwanted gold jewellery from the general public, offering transparent testing, fair market-linked pricing, and prompt payment.
Our approach is straightforward and asset-focused. Gold is tested, weighed, and valued using clear, verifiable methods, with secure handling throughout every transaction.
What We Stand For
Responsible, asset-backed lending
Transparent pricing and clear processes
Secure handling of physical gold
Commercial discipline and capital preservation
Jonathan Gold does not provide consumer credit or personal loans. All funding services are strictly limited to business and investment use and are available to ABN holders only.
Scrap gold jewellery purchasing is available to the general public.
Our Services
Jonathan Gold provides two distinct services centred around physical gold:
Gold-Backed Business Funding (ABN holders only)
Scrap & Broken Gold Jewellery Buying (open to the public)
Each service has its own process, eligibility criteria, and purpose.
Mobile & Mail-In Service
Jonathan Gold operates as a mobile service across Sydney metro and does not have a public retail address.
Clients may request a mobile appointment or choose to mail in scrap gold jewellery for assessment. To get started, email us with your suburb and the item(s) you wish to sell or loan against.
Service 1: Gold-Backed Business Funding (ABN Holders Only | Commercial & Investment Use)
What We Offer
Short-term business funding secured against physical gold bullion.
This service is designed for businesses owners, sole-traders and investors (with an active ABN), who hold physical gold bullion and require liquidity without selling their asset outright.
Key Features
Funding secured by physical gold bullion
Short-term loan structures
Conservative loan-to-value ratios
Purity testing
Asset-backed assessment (not credit-driven)
Transparent, all-in pricing
Secure custody of gold during the loan term with third-party insured vault storage
How It Works
Submit Business Eligibility Check - Confirm your ABN and bullion details
Gold purity is tested, weighed, and valued
Commercial funding terms are agreed
Funds are advanced via EFT bank transfer - Commercial funds are issued against the gold bullion
Gold is returned upon repayment
Eligibility
Australian sole-traders, businesses and trusts with Active ABN only
Commercial or investment purposes only
Legal ownership of physical gold bullion
Physical gold bullion required as security
Funding for business or investment purposes
Willingness to use third-party insured vault storage
Willingness to allow for gold bullion purity testing
Not for personal, household, or consumer purposes
All arrangements are subject to eligibility, verification, and approval.
Important Disclaimer
⚠️ Jonathan Gold provides commercial funding solutions only. We do not provide consumer credit, financial advice or personal loans.
All funding is subject to eligibility, verification, and internal approval processes. Applicants must hold a valid Australian Business Number (ABN).
Service 2: Scrap & Broken Gold Jewellery Buyer (Open to the Public)
What We Buy
We purchase unwanted, broken, or scrap gold jewellery from individuals — from 9kt through to 24kt.
This service is available to the general public — no ABN required.
Accepted Items
We buy scrap, broken, or unwanted gold jewellery, including:
Old or unwanted gold pieces
Rings, chains, bracelets, bangles
Dental gold, scrap gold, gold nuggets
Mixed or mismatched, and damaged gold items
The type of gold purity jewellery pieces we buy:
9kt
10kt
14kt
18kt
21kt
22kt
24kt
Our Process
Visual inspection
Purity testing
Weight assessment
Transparent price offer
Prompt payment via EFT bank transfer
Why Sell to Jonathan Gold
Clear and honest testing
Market-linked pricing
No pressure to sell
Secure, professional handling
⚠️ Valid photo identification is required for all scrap gold transactions in accordance with NSW law.
Frequently Asked Questions
Providing answers to frequently asked questions related to financial matters such as investments, taxes, accounting, and budgeting
Gold-backed funding is available to Australian ABN holders only and must be for commercial or investment purposes. We do not offer consumer or personal loans.
Funding is secured against physical gold bullion, such as bars or coins. Eligibility depends on purity, form, and condition.
Our assessment is primarily asset-based, focusing on the quality and value of the physical gold provided as security, rather than traditional credit scoring.
Once eligibility is confirmed and the gold is assessed, funding can usually be arranged promptly, subject to documentation and verification.
Yes. All gold used as security is handled professionally and stored securely at a third-party insured vault for the duration of the funding term, and returned upon repayment in accordance with agreed terms.
No. Jonathan Gold provides commercial lending only for ABN holders. Funding is structured as a business loan secured by gold bullion, not consumer credit or pawnbroking.
No — Not until you have a registered and active ABN.
Jonathan Gold provides commercial gold-backed business funding, for business and investment purposes. We do not provide consumer credit, personal loans, or pawnbroking facilities.
If you are planning to operate as a sole trader:
If you are considering setting up as a sole trader to conduct a genuine gold trading or investment activity, we’re happy to explain how commercial gold-backed funding works once a business is properly established.
However:
Funding cannot be advanced until an active ABN is in place
The borrowing purpose must be genuinely commercial or investment-related
Personal or household use is not permitted
Eligibility is assessed based on substance, not intention
Full identity, business purpose, and AML/CTF verification is required
What we can do at an early stage:
If you’re still at an early stage, we can:
Explain how commercial gold-backed funding operates
Outline eligibility requirements and documentation
Help you understand what needs to be in place before seeking funding
This ensures you can access funding properly and compliantly, without selling your gold or creating regulatory issues later.
Important clarification
Jonathan Gold does not provide funding to individuals without an active ABN, and does not assist with structuring personal borrowing as business lending.
All funding facilities are subject to eligibility, verification, and approval.
Anyone may sell scrap or unwanted gold jewellery to us. An ABN Is Not Required for scrap gold sales.
We buy scrap, broken, or unwanted gold jewellery, including rings, chains, bracelets, bangles, and mixed or damaged items.
The type of gold jewellery pieces we buy:
9kt
10kt
14kt
18kt
21kt
22kt
24kt
Gold is tested using professional methods, including the use of electronic testers. The gold is weighed accurately and assessed based on purity and current market pricing.
Yes. Valid photo identification is required for all scrap gold transactions in accordance with NSW law.
No. All offers are no-obligation. You are free to accept or decline after assessment.
No. Jonathan Gold operates as a mobile service and does not have a public retail address.
Yes. Mobile appointments may be arranged across the Sydney metropolitan area, subject to suitability and availability.
Yes. If you prefer, scrap gold jewellery can be mailed to us for assessment. We will provide instructions before you send any items.
We recommend discussing packaging and delivery options with us before sending items. All received items are handled professionally and assessed within 24 hours upon arrival.
No. Information provided is general in nature and does not constitute financial, legal, or tax advice.
Simply email us with:
Your suburb (Sydney)
The item(s) you wish to sell or loan against. Be sure to provide weight and detailed description of item(s).
Whether you prefer a mobile appointment or mail-in assessment
We’ll guide you through the next steps.
Funding services are provided for business and investment purposes only. Scrap gold purchasing is available to the general public.
Terms and conditions apply.
Client Testimonials
Feedback from clients who have used our gold-backed funding and scrap gold purchasing services.
*Testimonials reflect individual experiences and are not guarantees of future outcomes.
Gold-Backed Business Funding & Scrap Gold Jewellery Buying
Gold-Backed Business Funding:
Short-term funding secured against physical gold bullion for commercial and investment purposes. Available to ABN holders only.
Scrap Gold Jewellery Buying:
Transparent testing and fair, market-linked offers for scrap and unwanted gold jewellery. Open to the general public.
Choose the option that applies to you:
Legal Disclaimer
General Information
The information provided on this website is general in nature and is provided for informational purposes only. It does not constitute financial advice, legal advice, tax advice, or a recommendation to enter into any transaction.
You should obtain independent professional advice before making any financial, legal, or commercial decisions.
Commercial Funding Only
Jonathan Gold provides commercial funding solutions only.
All gold-backed funding arrangements:
Are offered exclusively for business or investment purposes
Are available only to Australian Business Number (ABN) holders
Are not personal loans or consumer credit
Jonathan Gold does not provide consumer credit within the meaning of the National Consumer Credit Protection Act 2009 (Cth).
NCCP Exclusion
Funding arrangements offered by Jonathan Gold are provided for business and investment purposes only and are not consumer credit as defined under the National Consumer Credit Protection Act 2009 (Cth).
No Financial Advice
Jonathan Gold does not provide financial, investment, trading, or wealth advice. Any information provided does not take into account your objectives, financial situation, or needs.
Scrap Gold Jewellery Purchasing
Scrap, broken, or unwanted gold jewellery purchasing services are available to the general public.
All scrap gold transactions:
Are subject to assessment, verification, and acceptance
Require valid photo identification in accordance with NSW law
Are completed only upon acceptance of an offer
Valuations & Pricing
All valuations, assessments, and pricing are based on information available at the time of assessment, including gold purity, weight, and prevailing market conditions. Prices and terms may change without notice.
Eligibility & Approval
All funding arrangements and transactions are subject to eligibility criteria, verification, and internal approval. Submission of an enquiry or form does not create any obligation on Jonathan Gold to proceed with a transaction.
Limitation of Liability
To the maximum extent permitted by law, Jonathan Gold disclaims all liability for any loss or damage arising from reliance on information contained on this website or from the use of any services described.
Trading Name
Jonathan Gold is a trading name of A2O Capital Pty Ltd (ABN 96 652 782 075).
Governing Law
This website and all transactions are governed by the laws of New South Wales, Australia.
Privacy Policy
1. Introduction
Jonathan Gold is committed to protecting your privacy and handling personal information in a transparent and responsible manner.
This Privacy Policy explains how we collect, use, store, and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
Jonathan Gold is a trading name of A2O Capital Pty Ltd (ABN 96 652 782 075).
2. Personal Information We Collect
We may collect personal information that is reasonably necessary to provide our services, including but not limited to:
Name
Email address
Phone number
Suburb or location
Business name and ABN (for commercial funding enquiries)
Details relating to gold items submitted for assessment or funding
Identification details where required by law (e.g. for scrap gold transactions)
We do not collect personal information unless it is directly relevant to an enquiry or transaction.
3. How We Collect Personal Information
Personal information may be collected when you:
Submit an enquiry or form on our website
Contact us by email or phone
Request a scrap gold assessment
Enquire about gold-backed business funding
Provide information required to complete a transaction
4. How We Use Personal Information
We use personal information to:
Respond to enquiries and requests
Assess eligibility for gold-backed business funding
Assess and process scrap gold jewellery transactions
Verify identity where required by law
Communicate with you regarding our services
Meet legal and regulatory obligations
We do not use personal information for unrelated purposes.
5. Disclosure of Personal Information
We may disclose personal information only where necessary, including to:
Service providers involved in secure storage, testing, or verification of gold
Professional advisers (legal, accounting, compliance)
Government or regulatory authorities where required by law
We do not sell, rent, or trade personal information to third parties.
6. Storage and Security
We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification, or disclosure.
Information is stored securely and access is limited to authorised persons only.
7. Identification Requirements
For scrap gold jewellery transactions, valid photo identification may be required in accordance with NSW law. Identification information is collected and retained only as required for legal and compliance purposes.
8. Access and Correction
You may request access to personal information we hold about you, or request correction of inaccurate information, by contacting us using the details below.
We will respond to requests within a reasonable timeframe.
9. Website and Communications
Our website may use standard technologies (such as cookies) to improve functionality and user experience. These do not collect personal information unless you voluntarily provide it.
Email communications may be retained for record-keeping and compliance purposes.
10. Changes to This Policy
This Privacy Policy may be updated from time to time. The most current version will be published on our website.
11. Contact Us
If you have any questions about this Privacy Policy or how your personal information is handled, please contact us via the details provided on our website.
Scrap & Broken Gold Jewellery Quote
Sell your scrap, broken, or unwanted gold jewellery through a transparent and professional assessment process.
Jonathan Gold operates as a mobile service across Sydney and also offers a mail-in option for scrap gold jewellery. There is no obligation to proceed after receiving an offer.
Valid photo identification is required to complete scrap gold transactions in accordance with NSW law.
Gold-Backed Business Funding for Traders & Investors (ABN Holders Only)
Short-term commercial funding secured by physical gold bullion
Access short-term liquidity without selling your physical gold.
Jonathan Gold provides asset-backed commercial funding secured against verified physical gold bullion, structured strictly for business and investment purposes.
Borrow up to $20,000
Secured against your gold bullion
Conservative loan-to-value ratios
Physical gold bullion purity testing
Third-party insured vault storage for safe custody
Capital preservation-focused approach
ABN holders only | Commercial use only | Not consumer credit
What Is Gold-Backed Business Funding?
Gold-backed business funding is a short-term commercial funding arrangement where funding is secured against physical gold bullion rather than relying on traditional credit assessment.
This solution is designed for business owners, sole traders, and investors with an active ABN who require liquidity for commercial purposes while retaining ownership exposure to their gold.
All arrangements are secured against verified physical gold bullion and structured strictly for business or investment use.
Who This Funding Is For
This funding may be suitable for:
Gold bullion traders and investors
Precious metals dealers
Investment businesses holding allocated bullion
ABN-registered sole traders, companies, or trusts
Businesses using gold as part of an active trading or investment strategy
What This Funding Is NOT For
This offering is not suitable for:
Personal or household expenses
Consumer credit or personal loans
Payday loans or cash advances
Jewellery-backed lending
Investment, financial, or trading advice
This product is intended strictly for commercial and investment use by eligible ABN holders.
Eligibility Requirements
To be eligible, applicants must meet all of the following:
Hold an active Australian Business Number (ABN)
Be an Australian sole trader, company, or trust
Own physical gold bullion (bars or coins)
Require funding for business or investment purposes
Consent to gold purity testing and verification
Agree to secure storage at a third-party insured vault
Not available for personal, household, or consumer purposes.
How the Process Works
Submit Eligibility Check Provide your ABN details and bullion information.
Gold Purity & Weight Verification Physical gold bullion is tested for purity and weight.
Secure Vault Storage Verified gold bullion is stored at an insured third-party vault.
Commercial Funding Assessment Funding terms are assessed and short-term business funding is issued against the gold.
All arrangements are subject to eligibility, verification, and approval.
Why Jonathan Gold
Conservative, asset-backed approach
Focus on capital preservation
Transparent processes and terms
Australian-based commercial operation
Important Disclaimer
Jonathan Gold provides commercial funding solutions only. We are not a pawnbroker and we do not offer consumer credit, personal loans, or financial advice.
All funding arrangements:
Are subject to eligibility, verification, and internal approval
Require a valid Australian Business Number (ABN)
Vary based on asset type, verification, and structure
Applicants should seek independent legal, financial, or tax advice if required.
This is a commercial funding arrangement only. This product is not consumer credit.
NCCP Exclusion. This funding arrangement is provided for business and investment purposes only and is not consumer credit within the meaning of the National Consumer Credit Protection Act 2009 (Cth).
👉 If you believe you meet the criteria above, please submit an enquiry to check eligibility.